Loan Criteria
Lend A Dollar works to provide you with Installment Loans to cover urgent financial needs when times are difficult. Our requirements are designed to ensure you will be able to pay the loan back on time.


You will need to meet the Loan Criteria in order to qualify for a loan.


When you apply for a loan, we will run a quick online verification to make sure you qualify.

When you apply for a loan through our portal, the Lender will perform a credit check to establish your current financial situation and payment capabilities. Several factors are taken into consideration when processing your loan application, including but not limited to the ability to repay the loan, your current income, and if you have any outstanding payday/title loans. In order to apply for a Loan from the third party lender, you need to meet at least the following criteria (subject to Lender's terms and conditions):

  • You must have steady income
  • You must be able to show a verifiable source of recurring income payments
  • You must have a checking account at least six (6) months old
  • You must have a gross income of at least $1,000 per month
  • You must not currently be a debtor in a bankruptcy case or intend to voluntarily file for bankruptcy relief in the next 12 months

During Verification, you will be asked to prove that you meet these criteria. It's a simple, 3 minute process. The goal is to make sure that the Lender's offer meets your current financial situation and will not put an extra strain on your budget.

If you have any questions regarding the verification procedure, please get in touch with our Customer Service department.